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If your insurance carrier gives you any indication that the insurance you purchased for fire is not going to be paid to you immediately along with the other benefits provided under your policy, call an attorney immediately. Often times an insurance company will investigate a fire claim with the belief that their insured started the fire. The insurance company will immediately hire a cause and origin expert to determine whether the fire was set on purpose or caused by some other means. The insurance company will also determine whether the fire was caused by something on the property that was defective, for example a gas water heater. They will look for other sources to assist in paying the loss. Their conduct in some cases can amount to bad faith. It is very important that in the event your property is destroyed by fire you call the fire marshal and ask for a copy of the fire report. You should also contact a Pittsburgh personal injury lawyer and have them review your policy to see that you are paid for everything that you are covered for.
